Most people dont check their credit until its too late. The bank will check your credit to approve the house or car loan you are applying. But truth of the matter is you need to save yourself the embarrassment and check your own credit before they do.
Most people do not know that you can get a free credit report every year for FREE! I get one every year just to make sure their are no unwarranted charges or accounts that I am not aware off that may be bringing down my credit score. Also check your bank statements especially after online purchases to make sure their isn't any recurring bills being made.
These two tips should help to keep your credit in good shape and your identity from being stolen. It won't do it alone but will help you still use a software like Evidence Eraser (Link provided on this blog) or an Anti-Theft program to keep your identity. Remember Padlock Your Identity!
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